Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JmM

Honestly….

Honestly, the application process was easy to go through and complete. Which is always a plus!
1

out of 5

POSTED: | BY: Heather

Lacking important information

There was no indication before binding that there was a two week underwriting review before an effective date is given. No other pet insurance carrier does that and it seems over the top for this line of business.
1

out of 5

POSTED: | BY: jo israel

I made a big mistake going with…

I made a big mistake going with Nationwide for pet insurance for my puppy. Sure, signing up is a breeze, and they accept your monthly premium with no problem but claims are NOT paid out quickly! I submitted my first claim for $388 and I was informed that processing time takes 30 days. Further, they wanted medical records for my puppy previous to the claim date, which I sent in. Now they’re asking for more medical records to which I already sent because my puppy has only been to two clinics. I can’t believe I’m waiting 30 days now for a $388 claim. Imagine if it was more?! Plus, my account information is not even updated. The claim status is showing “closed.” I asked why and I was informed it reflects “closed “ when more information is needed. I don’t believe some of the other reviews- Nationwide is clearly not the best!
5

out of 5

POSTED: | BY: jessica G

Nationwide is the best Insurance…

Nationwide is the best Insurance policy!!!! I have only great things to say about Nationwide Pet Insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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