Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amanda Gustin

Nationwide came through in a tough time

The process was easy, and Nationwide came through in paying me back correctly and timely.
5

out of 5

POSTED: | BY: Joyce and

Excellent but slow to pay

Nationwide is excellent pet insurance. We have a $1000 deductible for each of our two dogs. Unfortunately, our 6 year old developed back problems and our almost 9 year old was just diagnosed with Lymphoma, all in 2019! I called to ask about a yearly monetary limit for the year and was delighted to find out there is none. But the reimbursement for our large vet bills is quite slow.
5

out of 5

POSTED: | BY: Melanie Maskovich

Nationwide Insurance is FANTASTIC!

I am so happy to be smart enough to have our Great Danes insured by Nationwide!
5

out of 5

POSTED: | BY: Christine Smith

Helpful

Everything is always detailed and explained to me.
4

out of 5

POSTED: | BY: Jon Underwood

Pleased with service

I have submitted several claims and outcome is good

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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