Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: customer

Nationwide has always been a pleasure…

Nationwide has always been a pleasure to deal with for pet insurance
5

out of 5

POSTED: | BY: customer

It was great but I paid for 2 goats and…

It was great but I paid for 2 goats and only one is showing on my app. Other than that Christiana was to the point.
5

out of 5

POSTED: | BY: Barry

Satisfied Customer

I've used Nationwide before and found them reliable, honest, understanding and helpful, so I choose to continue with them. The representative who serviced my policy was terrific, she was extremely responsive to my needs and my dog's needs.
1

out of 5

POSTED: | BY: Kevin Jacobsen

When it comes to large insurance…

When it comes to large insurance companies the only thing we have is a platform and a voice. I am very pissed so here you go. Nationwide pet insurance (who is not on your side) has been taking my premiums for the last three years for GIGI. We were told we had the very best insurance, low deductible, and max coverage. As a lot of you are aware GIGI was rushed to Davis University and had to have 2 discs in her back removed. This cost us $12,500. One day later we sent her to VEG. She had to have throat surgery as she could not breathe, the doctors said she would die if we did not do the surgery, which cost us over $18,000. We love this little girl and would have done it with or without the insurance. Nationwide (who was not on my side) would only accept the claim online. I spent 4 days trying to make sure it was correct. I admit I am not the brightest bulb when it comes to this. After all was said and done they denied 80% of the claim. Reasons for the denial included not filing the claim correctly. To be fair this was my first filing a pet claim online. I was then told it was congenital, so what they are saying is she must have had this at birth. When we purchased the policy they sent her to the vet for inspection and she passed. This is nothing more than a large company trying to limit their liability. I will tell you this is no longer about the money. I now have a new mission, to let everybody know. We are spending our hard-earned money to protect our pets and ability to save their lives. Now that we have a pissed Kevin I am looking forward to my new mission, Every chance I get I will let everybody know! "Nationwide" They are not on your side!!
5

out of 5

POSTED: | BY: customer

Informative and Time Efficient

Both Nationwide employees I spoke with we're very kind and helpful. Cody was informative and time efficient. He went over the policy quickly but made sure I knew what was covered and what wasn't. I knew what to expect by the end of the call.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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