Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Customer

Excellent services

My dog has been insured with Nationwide for 13 years. Always excellent services and prompt claim returns. I’ve decided to insure my cat for this same reason. I always recommend Nationwide to friends inquiring about insuring their pets.
5

out of 5

POSTED: | BY: Sally L Fiala

Very helpful and thorough

Very helpful and thorough. I appreciated Kevin’s knowledge and assistance. We are long time customers so I really expect good customer service, which I got. Thanks!
5

out of 5

POSTED: | BY: customer

Lovely Experience

Easy to use and understand policies
5

out of 5

POSTED: | BY: Victoria Brill

Fair, timely, and affordable.

Fairly considered my options and helped me decide what plan is best for my bird. Well explained and went smooth and timely.
5

out of 5

POSTED: | BY: MJ

Ease of application

It was easy to apply for my pets coverage using the website. I feel the description of the coverage was helpful in deciding what plan I wanted to sign up for.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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