Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,654

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Phyllis

Best Insurance Out There!

I love this insurance - it’s been incredibly helpful in reimbursing me for expenses at the vet.
5

out of 5

POSTED: | BY: Robin

Great coverage for my dogs snake bite

My dog was bite by a snake. It took weeks to recover and numerous emergency and vet visits. She pulled through and it was great that Nationwide covered 90% of all her visits.
5

out of 5

POSTED: | BY: Shaunna

Quick and Efficient

Upfront with what is covered. Most major medical is covered as long as your pet is checked out when it is young. Process payments quickly!
5

out of 5

POSTED: | BY: Jeane

Neutered

Made the process easy
3

out of 5

POSTED: | BY: Mardelle

Pet Insurance is important

Overall pet insurance is important. It takes a while from beginning to end when filing a claim. I wish there was an ins carrier where they pay the vet instead of me. Saves hassle. Also irritating you never know what you are going to be reimbursed. You are the discretionary of the rep who handles your claim.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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