Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: customer

The sales rep named Rosie

The sales rep named Rosie. Helpful and polite.
5

out of 5

POSTED: | BY: customer

I greatly appreciate the patience…

I greatly appreciate the patience Nationwide shows while I collected medical records for the medical review and underwriters from three different clinic sources (you though herding cats was dicey!). Thank you again for all the help.
5

out of 5

POSTED: | BY: customer

Christine repeated things that I needed…

Christine repeated things that I needed and did not act annoyed😊
5

out of 5

POSTED: | BY: Customer

Great company

We are previous customer so we know about the service. All great.
5

out of 5

POSTED: | BY: Marcia Viana-Mulholland

IMPRESSED

My experience was fantastic, and I was very pleased to find insurance for my chinchillas. The staff who assisted me throughout the process were exceptionally professional, knowledgeable, and patient. Looking ahead, I would appreciate it if the annual coverage limit could be increased. I understand that this may come with a higher premium, but treatment for chinchillas can be quite costly. Additionally, I would like to suggest that veterinary visits be included in the coverage.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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