5
out of 5
POSTED: | BY: Casey
Excellent
Having a great experience so far! The claims are quick and I get my money back fast. If only human health insurance was this easy!!
4.8
out of 5
Number of reviews 25,675
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Laurie
Takes longer than I anticipated to process a claim
It does take longer than I thought it should to process a claim. There are a few companies that are better in that area. However, everyone I have talked to or corresponded with has been very helpful.
5
out of 5
POSTED: | BY: Alex
Is the hassle worth the pay back?
I don’t know honestly if the hassle is worth the 90% coverage! It’s awful to submit claims. I do it on the app, but then the correspondence is by mail. Doesn’t that defeat the point of an app? I also think the determinations are crap! I have had all my claims paid 90%, but when I sent in records of her first baby visit, there was a note about her tooth being turned. So they wrote it wouldn’t ever be covered. Which is hilarious bc it was a baby tooth! None of her big teeth are even turned per our vet. It’s not a concern, but when I saw the notification, I wondered who wasted their time trying to determine if a baby tooth issue would be covered???? Poor guy/gal wherever they are. She didn’t even have baby teeth by the time they sent that paper.
My biggest issue is the inconsistency in messaging from people on the phones. I tried to send all her records in on my first claim, so they’d be on file. It messed that claim up and took forever to get sorted out. Then on another claim, they refused to process until I sent all the records. LOL! I know I had sent them, but it took like 5 reps and two months to finally get it sorted out. Somehow her spaying claim paid Fastest after all the ~drama.~
I am diligent and organized, but it’s exhausting. But I heard that’s the point right? So far I have gotten paid and I have actually come out ahead money wise. It takes a lot of effort, but it can be worth it depending on your grit.
5
out of 5
POSTED: | BY: Rebecca
Very good insurance, helpful customer service and fast reimbursement.
Great insurance and company.
5
out of 5
POSTED: | BY: Barbara
It is great to have insurance for my Piao. He’s my family.
I have been pleased with insurance coverage for my ShihTzu. He recently had surgery and Nationwide covered 90% of the cost. After my deductible I have no worries about expensive vet bills.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.