Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,878

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Vicki

Better than "People" Insurance!

Filing claims is so simple! I fax and forget. The explanation of benefits is simple to read and payments are quick. The few times I've had to call customer service have been very good. Friendly, patient representatives who never talk down, they just explain and answer all questions.
5

out of 5

POSTED: | BY: Mary

Major Medical

Scamp's policy was recently renewed and I read through the exclusions and was really surprised at how much is not covered. It has made me think that maybe having the highest coverage that you offer is worth it. On average I spend $200+ on insurance a month for 2 dogs and I spend over $100 a month on their food that is Veterinary recommended and $200+ every six months on medicine. I am going to review it closer when I have time. On the whole I have been very pleased with some of my claims and not so much with others.
5

out of 5

POSTED: | BY: Sobie

They seem to understand

Our most recent trip to the vet with our Sobie was traumatizing -- for both of us. However, Nationwide helped address Sobie's overall needs, because adequate support through our insurance for our pet is critically helpful.
4

out of 5

POSTED: | BY: Jane

I would recommend Nationwide health insurance to other pet owners.

I didn't use pet insurance review to make a decision about the insurer. I never heard of pet insurance review. Is there a human insurance review? I chose nationwide because it was offered through my employee benefits program. I think nationwide is doing a good job. my housemate thinks they should cover more things.
5

out of 5

POSTED: | BY: Charles

Betty is feeling good after her tail removal..claim paid in two days...Thanks Nationwide!

We are very happy with the pet health policy through Nationwide! The policy is affordable, claims are easy to file electronically, and payment is fast!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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