Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen Sprinkel

Excellent service

Excellent service, outstanding follow up and efficient claim processing... much better than human insurance!
5

out of 5

POSTED: | BY: Emma Green

Excellent

The best insurance for our Sophie
5

out of 5

POSTED: | BY: Tina Keith

Easy Claim Procedure

My claims are easy to file with the prefilled claim form and I always receive the payments in a timely mannr.
5

out of 5

POSTED: | BY: Brenda

You literally are keepiny dog healthy!

I am very happy with my plan. My sister recently bought a puppy, I recommended Nationwide and she signed up and is very satisfied as well
5

out of 5

POSTED: | BY: Rachel Wright

Great service!

I have had a very easy, smooth time working with Nationwide for pet insurance. It is simple to send claims via email and I always get a response that the claim is being reviewed. My last few claims have been paid in full which was great to cover the costs of a internal medicine specialist and an ER visit after our dog fell- both of which are pricey issues. The claim result is always emailed and on the website, easy to read, and the check comes in the mail shortly. Overall, it has been a great experience.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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