Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna Gaier

We’ve been with this company for over 15 years and had our ups and downs, but predominantly UP!

To reiterate, after more than 15 years with this company, insuring multiple pets at a time, just having major insurance for unexpected and expensive illnesses, it is very comforting. Sometimes we have to do more correspondence than on other issues, but altogether, we feel “covered.”
5

out of 5

POSTED: | BY: Bianca Moreis

We appreciate your support in giving Pico the best care.

I have always had a great experience with Nationwide and previously VPI. I was a little confused why I encounter some issues with my last 2 claims. Customer Care was able to help me sort things out though. Please keep up the great work. It is so comforting to know I can give my best friend by best care and not have to worry about costs.
5

out of 5

POSTED: | BY: Karen Wasserman

Completed claim fairly

I have been with nationwide previously VIP. For many years. They have always been helpful when I realy needed the help with my pets.
5

out of 5

POSTED: | BY: Mina Lee

Easy, fast, claims

Claims process is quick, easy and pain-free! I’m so had I have insurance for my pup.
5

out of 5

POSTED: | BY: Jesse Stock

Nationwide has great pet insurance

We love your insurance, very prompt payments. It's probably better than our human insurance.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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