Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dianne

Ease of filing a claim

I printed the refilled form from the Nationwide web site, added the information about the vet visit and sent it off with a copy of the vet receipt. I was happy to receive an email informing me the claim had been received and was being processed. Before I knew it, I received a check that covered the cost of the visit.
4

out of 5

POSTED: | BY: Andrew Williams

Easy but not always fair

It is very easy to use the VitusVet app to submit claims. I have been satisfied with most of the decisions, but I think Nationwide is too liberal with the preexisting condition classification. I will have to do a thorough analysis at the end of the year to determine whether or not it is worth continuing.
5

out of 5

POSTED: | BY: Carmen Dett

Great service

Nationwide is always easy to deal with. Very professional.
5

out of 5

POSTED: | BY: Emily

Makes getting pet care an easy decision when illness strikes.

Love nationwide pet insurance. It makes getting care for my dog easy and I can get all the care he needs.
5

out of 5

POSTED: | BY: Greg Ronitz-Baker

Utilizing and ease of the app plus the response time on the claims have been fantastic. Thank you.

I have been completely satisfied with the response time, fairness of payment and customer service that i have received on both claims i have submitted. Two separate accidents and the stress of surgery for one of our dogs was calmed due to the customer service and quickness of the response from Nationwide on both clams made the process manageable for our family. We were not crippled financially due to mounting vet bills. When we rescued our second dog we knew we should look into pet insurance. Nationwide partnered up with my company so the choice was easy. I was not expecting the level of customer service, ease of us with the app to submit claims and how fast my questions were answered. I also appreciated the follow up on both pets. It's a simple thing but not one a lot of companies think to do.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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