Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jody Gruys

??

The physical therapy has been very helpful along with laser therapy and underwater treadmill. The laser seems to help with pain management and immune response and esinophalia - dermatitis, especially chewing on feet!
5

out of 5

POSTED: | BY: Oxana Krestin

Thank you

Excellent service
5

out of 5

POSTED: | BY: Autumn Fosse

Happy we have pet insurance

Submitting claims is pretty easy. Most claims have been processed to our deductible which has now been met. It seemed to take awhile for us to receive our first check. I received a letter stating NW needed another 30days to process, but a day or two later I received confirmation that I was getting reimbursed. I'm curious to see how quickly my claim is processed when my puppy gets neutered.
5

out of 5

POSTED: | BY: Kristijana Kosor

The best insurance ever

Thank you for all your help w expenses that I’m having due to my baby not feeling well and vets trying to figure it out what’s wrong with him:(
2

out of 5

POSTED: | BY: Wenching Tsai

It would be wise to choose other insurance company

The process of claim is so slow and painful. I submitted a claim for my cat's dental cleaning on March, one month later they got back to me for additional medical history. I submitted the documents they asked on the same day I received the request. Then I wait one more month and heard nothing from them. I called the customer service to ask about the claim and the woman told me that the documents I submitted was not in the time range they want. But no one informed me about that until I call! I submitted correct documents and the kind customer service helped me to expedite my claim and I finally get paid after three months I filed the claim. If you are looking for some pet insurance company that can process your claim within shorter period of time, look for other companies.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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