Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Suzy

Nationwide Pet Insurance is no fuss

We’ve had several claims that have gone through easily. If I were to change anything, I wish the turnaround time was a little quicker. It does take a couple weeks to get reimbursed. Other than that everything has been great. The apps make it extremely easy to use.
5

out of 5

POSTED: | BY: Mary

Thank for for being awesome

I appreciate your support in assisting me to provide wellness for our babies
5

out of 5

POSTED: | BY: Dr.

Retired Dentist

Nationwide is the best pet insurance I have ever had. The company is prompt and extremely efficient in handling claims, and never questions the submissions I have made. I can't imagine using any other company than Nationwide for my pet.
4

out of 5

POSTED: | BY: Michael

Please Be More Stable With Premium Increases

My "major" concern involves the recent price increase in premiums, nearly double for the wellness plan. I was floored by this type of increase. Your reply was that we asked the states for this amount and they approved it. Good for you - but bad for the consumer. In addition, I was told that because my dog was one year older that there was a rate increase, in addition to the large increase. I understand that you are a business with stock holder interest, but if "Nationwide is on your side" is your mantra, you sure failed with this one. Good for the share holders, BAD for pet owners. Imagine the out cry if you raised your human health care insurance as much! Yes, the wellness coverage is the Mercedes Benz of pet coverage, but we are talking about protecting out pets and I would hope that you would show more compassion to pet owners across the board.
5

out of 5

POSTED: | BY: Emily

Nothing but positive experiences

I have had nothing but positive experiences and ease-of-use with any of my claims so far since I have been a member. I wish every company was this easy to deal with

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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