Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bernard

Kuno's appointments; recurring infections

Nationwide has been great in accepting claims and reimbursing most of the cost, even with 2-3 followup visits. Kuno is looking better and I thank Nationwide for helping cover most of the costs.
5

out of 5

POSTED: | BY: Callie Winter

Very Pleased!

Nationwide has been great in making sure my dog is taken care of! I now don't have anxiety going to the vet because I know I will be able to afford everything with their help. The insurance has almost paid for itself already! Very pleased and will continue this service forever with my pup, Darcy!
5

out of 5

POSTED: | BY: Marianne Provanzo

Processing period in a timely fashion

This was the first time my claim was processed to quickly.
5

out of 5

POSTED: | BY: Robert

Excellent and comprehensive coverage.

I love that the plan pays for preventative care.
5

out of 5

POSTED: | BY: Jenelle

Cat got treatment and I got reimbursed

I took out the Nationwide pet insurance because it was a program thru my employer and I had a cat in the past, that after multiple sickness visits, cost my family large amounts of money that hit out wallets all at once and would become a financial burden. My cat, Tinkerbell needed treatment by the vet and the cost was incurred by me. Unfortunately, in the past year, her 2 sickness visits did amount to over the $250 deductible. I made a claim on the Vitusvet app and within one week received reimbursement. Thank you Nationwide for being on mine and Tinky's side.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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