Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: leila

best decision

we have 2 puppy pugs and 3 cats. after pet ownership of many years and many vet bills throughout the lives of prior pets, with the addition of the “puglets”, we decided to ensure all of them. we purchased preventative and sick coverage for dogs and just sick coverage for the cats. at this point, the financial benefits for the dogs coverage is no question..well worth it this year. foe the cats, with just sick coverage, it has been well worth for piece of mind. we are no longer scared to go to vet (for at least financial reasons)
1

out of 5

POSTED: | BY: Ken

Nationwide is the worst lying ist insurer

We bought Nationwide insurance on our 2 Pug Brothers at 5 months old. 2 & 1/2 years later we called ( a 35 min call) about palate surgery we were told they’d probably cover a part of surgery partial diagnosis, and meds. Our Vets helped bill Nationwide with diagnosis they’d pay for. THEY COVERED NOTHING. AFTER WELL OVER 2&1/2 years of premiums with not one claim waiting until we needed help with surgery? Nationwide? THEY PAID NOTHING. NOT A PENNY. 35 minute cal? ALL LIES. THEY COVERED NOTHING. SADLY OUR VETs DIDN'T TELL US NATIONWIDE NEVER PAYS CLAIMS FOR 98% of they’re bills. We learned 2 & 1/2 years of policies on 2 dogs? NATIONWIDE PAYS NOTHING.
5

out of 5

POSTED: | BY: Nick LaBella

Very good

Very easy claim process and quick turnaround on funds
4

out of 5

POSTED: | BY: Sue daniele

Reimbursement

I'm so glad you worked out paying claims quicker it was brutal there for a while having to wait almost one month to get reimbursed. My last 2 claims I have submitted were paid so much quicker in fact the 1 claim I submit it I had notice the payment was sent before I got the E mail that you received my clam my 2nd claim that I submit it recently I only waited a couple of days and I got the notification that the money was reimbursed already I'm so happy you worked it out. I couldn't be any more happier great job
5

out of 5

POSTED: | BY: M. Cuevas

Thank you for the professional, prompt response.

Thank you.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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