Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lee Hoffer

Great service as always

Nationwide has always given great service. It was the best choice of medical plan and affordability for our senior Boxer boy. Questions are always readily and clearly answered and claims are easy to submit through the app.
5

out of 5

POSTED: | BY: Morgan

Easiest insurance claim ever

Rigby recently got hit by a car. Emergency vet bills and surgery costs scared my husband and I. After submitting the claims we received back the money to pay down those bills around a week. No fighting with insurance on why or what was on the bill. The accident was traumatic enough, I am thankful that the pet insurance wasn't.
5

out of 5

POSTED: | BY: Marlene McCarty

Very easy submitting a claim.

This insurance is worth it for your pet. Very easy to file a claim.
5

out of 5

POSTED: | BY: Carla Albers

Claim process

The claim process was simple and processed in a timely manner
5

out of 5

POSTED: | BY: Tianqi

Good experience

Overall i found that the claim experience in nationwide is pretty easy and good. Just the time it takes is a little bit longer than I expected.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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