Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Juliette

Helps me with the unexpected

Was able to relieve some stress in an already emotional situation by letting me get the care needed for my pup outside of the wellness checks. I have been recommending them to all my friends and family.
5

out of 5

POSTED: | BY: Michael Thorson

Great Rates, Amazingly Simple Claims

Nationwide makes pet insurance a no-brainer. They have great rates, and the process for claims via the app are literally a 2 minute process, with fast turn-around. I know it is hard to get excited about insurance, but Nationwide has been well worth the effort to write this review, you can't beat it.
5

out of 5

POSTED: | BY: Chris

Reconciling claims

Claim reimbursement with the date of the vet visit would certainly make it easier to reconcile submitted claims
5

out of 5

POSTED: | BY: Joan Ringel

Great service.

Thanks for checking on Harper. She’s back to her old self. Service on claim was easy and great!
5

out of 5

POSTED: | BY: Whitney Hasenjaeger

Nationwide is on your side

I am so happy with Nationwide Pet insurance, from the ease of submitting the claim to the turn around time. Customer service is awesome!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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