Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,722

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: K.

There's a lot Nationwide doesn't cover

Nationwide covers some of our costs. And I can understand not covering pre-existing conditions. What I don't understand is, for example, when our other dog had a cyst rupture. Yes, he'd had the cyst when we got him. And it sat there for several years doing nothing. But this year, it ruptured causing a terrible infection (which needed treatment), and requiring a biopsy and removal of the cyst. It cost us a lot and it would have been great to have reimbursement on that. It wasn't our fault, or the dogs or any result of lack of care. It just happened.Why doesn't Nationwide cover things like that?
5

out of 5

POSTED: | BY: David

outstanding service

Pet insurance has been for us a very good investment. They have provided excellent service.
5

out of 5

POSTED: | BY: Zenaida

No sure

You're the best 😁
1

out of 5

POSTED: | BY: Mary

My dog was just sick

My dog fell sick and needed emergency care. The claim was not paid timely and resulted in pre-existing conditions on policy due to my dog throwing up prior to insurance due to oral medication. Threw up within an hour of dosage. when appealed, the claim was paid however there is now a condition of systemic allergic reaction. My dog was never diagnosed with allergies or gastrointestinal issues prior to coverage. Just really not understanding those disclosures.
5

out of 5

POSTED: | BY: Timothy

Easiest Insurance ever!

I took Kona in for her regular vaccinations that she was due for. I submitted my claim online, but I was thinking it would just go towards my deductible and I was very surprised when I received my reimbursement in my checking account days later. It was fast, efficient and the easiest time I have ever had filing an insurance claim. Thank you!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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