Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Daisy Read

Your Awesome

I know we are giving this rescue a wonderful life and knowing you have my back when she needs medical care is just so comforting to me. Thank you
3

out of 5

POSTED: | BY: Dee

Sometimes illness over rides coverage terms

Annie was experieincing pain while eating and had horrible breath. When I took her to our vet she said Annie had numerous bad teeth. She needed relief and I had the procedure done, which resulted in 5 teeth being pulled. I remembered last August, she had a similar issue. I never imagined most the procedure costs would not be covered because I was within a couple weeks of her renewal. I could not let Annie go on in that condition and as a responsible pet owner agreed with the procedure. I am once again, out of pocket for vet bills in 2019. I have 6 animals and am paying high premiums for all. I caution anyone who would consider this insurance because when you need it to come through, it does not.
5

out of 5

POSTED: | BY: Joseph Gadon

Responsive

Overall, quite satisfied
5

out of 5

POSTED: | BY: Caitlin Boylan

Easy!

Its so easy to fill out a claim, and the money is back in your bank account very quickly!
5

out of 5

POSTED: | BY: Shirley Mendez

Wonderful Service!!!

Your staff was so helpful and everything was hassle free. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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