Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pamela Waters

Wonderful

May 28th a tree hit my house and destroyed the entire first floor. It sounded like a bomb went off and glass was flying everywhere. Both of my dogs have been traumatized and had to visit the vets many times since this has happened. They had stopped eating trying to adjust to living in a condo with many new noises. Both of them are now very frightened of any noises. They have had to be put on medication to calm down the anxiety and to get them to eat. Nationwide has been quick to help me with the payments. I am so pleased I took Nationwide out for Sophie my Maltese. I wish I had it on my Maltipoo Priscilla . Tahnks for your concern and quick reimbursement.
5

out of 5

POSTED: | BY: Inger C

Quick and Easy to Submit Claim

Our family has been very happy policy holders for 2 dogs over the past 12 years. We initially started with VPI, but then became a Nationwide policy holder when the two companies merged. Filing a claim has been super easy and claims have been reimbursed very quickly. Insurance is something you hope you never need to use, but it has been invaluable when our dogs mischief lead us to unexpected injuries. We would definitely hold a policy on any future pets and would select Nationwide based on price and coverage of their policy.
5

out of 5

POSTED: | BY: Jaime

Quick & Easy Claim Process

We were very pleased with how easy and fast the claims process was for our claim. The form that needed to be completed was very straightforward and easy to complete. I faxed the paperwork, received an email acknowledging the claim, and then received the check. The only thing that would have made it easier would have been allowing the paperwork to be submitted via email rather than fax or regular mail.
5

out of 5

POSTED: | BY: Amanda Thomason

getting reimbursed

I have to say the fact that I can submit by email and get electronic payment in almost a week is a MAJOR improvement from what it use to be. Sadie needed surgery that we just couldn't afford. With getting the reimbursement for almost all of it was a life saver.
5

out of 5

POSTED: | BY: Pauline V

Best pet insurance around

Great pet insurance

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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