5
out of 5
POSTED: | BY: James
Excellent
Good service
4.8
out of 5
Number of reviews 24,738
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Andrew
Wonderful
Easy to file, no hassles, prompt service, peace of mind
5
out of 5
POSTED: | BY: Kathy
So easy and helpful
Nationwide is an excellent insurance program for my pet. It makes sense financially and takes the worry of an unexpected huge vet bill away. Claims are easy and paid quickly right into my bank account. Customer service is excellent, thank you!
5
out of 5
POSTED: | BY: Rick
Another shot
All went well. Both dogs doing fine.
4
out of 5
POSTED: | BY: Charlene
New rate increase exceeds my budget
I've been insuring my pets through VPI/Nationwide since adopting our first Yorkshire Terrier puppy in 1988. I have recommended it to everyone who becomes a new parent. I would like to have given it an overall rating of 10, but the new rate increase (from $62+/per month to $106+/month and extra for Wellness may have priced me out of coverage. I was more than happy to pay a higher premium for several years to have coverage for accident, illness, and wellness visits with 90% refund on Vet bills. I guess the company isn't making any money off pet parents like me, so I'll have to compare other pet insurance programs prior to renewing my Yorkie's policy. I presume Nationwide is the same insurance company that cancelled my first auto insurance policy after making a claim for an accident.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.