Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Pimental

I wish my health insurance was this easy and comprehensive

I'm so glad that I purchased this insurance. It's easy to submit a claim and the refund was fast. When my dog became ill, he needed me to be able to focus on him, not just worry about how I was going to be able to pay for treatment. Nationwide made that possible and he is improving. Facing a large, unexpected bill was scary and without the insurance, I don't know if the outcome would have been this good. If you want to be able to make decisions about your pet's health based on what is best for him/her and not based on cost alone, this is the answer.
5

out of 5

POSTED: | BY: Peggy Wenstrand

Best insurance ever

I have had this policy for over 11 years! I will get it for every dog I have!!
5

out of 5

POSTED: | BY: Roberta

Easy Peasy

I’m glad I found out about pet insurance when my Roxy was a puppy.
5

out of 5

POSTED: | BY: Colleen Moellering

Very please with the reimbursement, have referred Nationwide pet ins to several people since

Seamus is doing very well after his surgery. I really appreciate that the reimbursement was good. It was extremely helpful to my family and helped us concentrate on his care. He had a very ugly looking cyst that was growing rapidly and getting very irregular. We were worried.
5

out of 5

POSTED: | BY: Laura Montville

Finally got around to submitting claims

Nationwide was quick and concise processing a bunch of claims I took months to organize and submit. The good news is I got just about enough money to pay for a surgical procedure a week later. Standby for another claim.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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