Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,843

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Barbara

Was told Dental would be covered. Had teeth cleaned and was not covered. Had NO PRIOR dental issues- NONE.

My dog had no dental issues at all. But was not reimbursed for his teeth cleaning because I was told he had teeth issue in his records. I checked with the Vet and looked also with the vet at his records and no where was their ever any Dental issues. I was told teeth cleaning was covered when I signed up. I would NOT have had them cleaned if I knew it wasn't covered. And I KNOW about prior history and he had NONE. Even the vet checked the records again. So no - not happy.
5

out of 5

POSTED: | BY: Janet

Don't understand the question

Nationwide is extremely easy to work with and has extremely prompt turnarounds!
5

out of 5

POSTED: | BY: Vicki

Excellent

Highly recommended pet insurance. A bit more costly than the others, but it is worth it. Claims are easy to process and processed fast.
5

out of 5

POSTED: | BY: Elda

Always reliable

We’re big in prevention! So happy to have coverage from Nationwide
5

out of 5

POSTED: | BY: trevor

Review

So far Nationwide has been very good and helpful to help to us.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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