Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jessica

We couldn't believe how amazing the coverage was

My husband and I are absolutely thrilled with the coverage we have for Rory. Our savings took a hard hit with Rory's emergency surgery and Nationwide gave us an incredible refund. We are very happy and feel very lucky especially because we do pay for the less expensive insurance a month (emergency only insurance). We are very happy knowing that we have really great coverage.
5

out of 5

POSTED: | BY: Denisse Nenninger

I don't understand this question?

So fast it had been very easy to deal with toy and I hope it will continue like that.
5

out of 5

POSTED: | BY: Diane Philbrook

So happy with your service!

I'm relieved that it is so easy to work with Nationwide filing claims and keeping my new puppy healthy. It is worth every penny. Thank you so much for making my healthcare better.
5

out of 5

POSTED: | BY: Mark Banda

Timely reimbursement

Timely reimbursement. I do everything electronically. It's a bit cumbersome because of the need to scan the reciepts, print the claim for and sign it, then scan that too, eventually scanning the entire package, but I'm sure it will get better.......
5

out of 5

POSTED: | BY: Jenny Torshizi

Seamless, quick and easy claims processing

First claim was submitted with Nationwide and the online portal made it very quick and easy. The portal was very user friendly, we got a prompt notification of status changes. Overall very a happy with insurance coverage and ease of system.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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