Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John Wahler

Glad I Chose Nationwide

Nationwide is easy to deal with. The application for insurance is a breeze to fill out, and receiving 90% of covered expenses is fantastic.
4

out of 5

POSTED: | BY: Michael Pittman

Great insurance, but...

I was not aware that when switching insurance carriers that events covered under the previous carrier would be considered pre-existing conditions under the new carrier.
5

out of 5

POSTED: | BY: Bethany Bash

Claim was processed quickly and it is so simple to file it.

Pet insurance has been amazing! So easy to file claims and majority of the time the are processed very fast.
5

out of 5

POSTED: | BY: Barb ariola

Excellent service

Your customer service is great. Rep helped me with direct deposit sign up.
5

out of 5

POSTED: | BY: Ruth Kelley

Nationwide insurance was a lifesaver for our Boston Terrier and relief and peace of mind for us ! ! !

Imagine taking out pet health insurance, only paying a couple of premiums and your beloved pet at 16 months old has a major crisis requiring a rushed trip to a surgery center over 100 miles away. After surgery and a week stay he pulls through and the bill is over $4200.00 First thought, the insurance company won't pay since we're new customers , they'll probably drop us and financially we'll be in the hole, Nationwide however, honored their pledge of " Nationwide is on Your side ".!!! They paid all but our 10% copay, the claims process was easy and we received the check extremely fast. They saved us the dilemma of having to choose between our pet and our "pocket". We look forward to many uneventful years together with Nationwide. Don't hesitate, buy this insurance ! ! !

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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