Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Hilda

Great online claims system!

Great way to submit things online, only suggestion would be to have a status of claim that is more detailed other than just pending. You're left in the dark for 30 days. But it was nice to get an email checking in on our 4 legged baby.
4

out of 5

POSTED: | BY: Drew

Great customer service and transparency, claims do take awhile

My pet was diagnosed with heart worms so I reached out to an agent to see what things I needed to do to get re-imbursed. She was extremely nice and gave me some tips to stay ahead of the process. She also did a great job explaining my policy details and what to expect. When I filed my claim it did take awhile due to the vast amount of claims being processed at that time. I did appreciate the emails to let me know where my claim stood.
1

out of 5

POSTED: | BY: Zach Brown

Ridiculous coverage limits

Absolutely ridiculous coverage for what you're paying. Their wellness program pays for ONE vaccination basically. New dogs need so many. Go elsewhere for the best benefits.
5

out of 5

POSTED: | BY: Cheryl Reichel

Excellent Service for the best care for my beautiful Cavalier King Charles Spaniel puppy!

My Veterinary Clinic always sends in your form for me, which is such a convenience. I completed a form for the Vet Emergency Room, and it was very simple. I made sure that I had an itemized bill before I left the Clinic. Our Cavalier King Charles Spaniel is allergic to bees, and we found out after her nose was stung! While the service is great, my judgement about the rather high monthly fee is still forming. Since my puppy is only four months old, I have some time to make this assessment!
5

out of 5

POSTED: | BY: Debi Laban

Our experience was top notch!

Our beloved Maui somehow found and ate a light bulb on a Saturday evening. We rushed him to the emergency vet where he received extraordinary care. The cost of the required procedure was in the thousands of dollars. We submitted our claim at our earliest opportunity. The process of submitting the claim was very simple. We received confirmation of receipt of our claim within a day. Our claim was processed and our reimbursement received within a week. I cannot begin to describe what a relief the ease and speed of the entire process was for our family.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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