Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christina

Thank you

Because of Nationwide, we were able to give our dog the necessary medical attention needed.
5

out of 5

POSTED: | BY: Darwin

Love and caring = God bless Nationwide Insurance

Thank you for this email. Bingsu is doing much better. The nationwide Insurance was always been there during his difficult time. It's not about money but how pet feel and suffering. He needs the Vets to know and provide the right meds and needs to be done during this agony. Thank you so much.
5

out of 5

POSTED: | BY: Pamela

Positive experience

My two small dogs were traumatized when a tree went through my house in May. They both experienced illnesses associated with trauma. The vet bills have continued to mount. Nationwide has covered them quickly so that the money I have been putting out for meds, prescription foods, blood and urine tests etc. I would have had a difficult time paying the vet bills without Nationwide insurance. Thank goodness I have the wellness program for my Maltese. It is expensive but this year it has really paid off under my circumstances.
5

out of 5

POSTED: | BY: Dave

Great service, easy of submitting claim is very helpful

Thank you for caring, will always recommend your service
5

out of 5

POSTED: | BY: Trudy

One Recommendation

So far, Nationwide has been extremely good in reviewing my claims and payment. The one thing I wish would have happened is that when someone saw the issues with the claims they called and gave me some type of direction. At this point I feel he could have been diagnosed sooner by the vet and that some of his tests and time in between were not necessary. I didn't even know there were dog dermatologist, I wish someone at Nationwide could have given me just a little more guidance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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