Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Neil

Insurance is for when you need it - Nationwide comes through and supports those horrible moments

No one wants to have to worry about do I or don't I treat my pets most critical illness. While small routine care can be postponed, the life or death, critical illness is urgent. I never want to make my financial health more important than my pets health. Pet insurance in my opinion is prepaid budgeting for those times when you most need it. It's pet owners pooling their budget to spread out coverage. Owning an animal costs include food and healthcare. When I look back over the 20 years I have had pet insurance I realize the insurance provided life saving support for loyal companions. I didn't make money, I didn't lose money. Carefully selecting our pet insurance has given us the peace of mind. Most recently, our dog was bleeding while going to the bathroom and while sitting. Waiting saw the condition continue and our vet redirected us to an emergency facility. The cost for care estimate was substantial - around $1400 and a shock. Having Nationwide Pet Insurance let us proceed with care without financial worry. Our deductible and copayment amount was affordable. After our dog was treated and recovered our claim for reimbursement from Nationwide came through easily using VitusVet. Thanks to your business, customer service, and selection of applications to make this work. You stand behind your business and should be proud that your efforts saved a life. I'm so happy we invested in our pet with Nationwide pet insurance.
5

out of 5

POSTED: | BY: Eileen

VERY HAPPY WITH NATIONWIDE ....SO GLAD WE HAVE PET INSURANCE ...

I have been a customer with Nationwide for many years .... claims are easy to submit ...if I have to call with a question, a friendly voice is always there. A year ago my dog who was only between 2-3 yrs old, all of a sudden could not put weight on one of his back legs. He needed knee surgery. It was very traumatic and scary for us. Nationwide was there for us and they processed our claim quickly with no hassle .... he needed laser treatments on his knee to promote healing and again no hassle. It has been a year and Milo is doing great -running around !! Thank you Nationwide.
5

out of 5

POSTED: | BY: Kim

Great service and easy to use!

We use nationwide for our Lab, Bear. We wanted to be prepared since Labs have a reputation of chewy everything. We’ve been lucky enough that nothing serious has happened. Of the claims we have submitted, nationwide has been extremely easy to use and has a fast turnaround for reimbursements.
5

out of 5

POSTED: | BY: Daniel

Above and beyond what I expected

Above and beyoy what I expected
5

out of 5

POSTED: | BY: Leo

Literal Life Saver

Most clinics connect automatically, and there are apps (along with their website) that make submitting claims online a breeze! Pet sickness, especially young puppy sickness is one of the scariest family experiences there is. Having a good insurance company behind you brings relief during sick times and one less major thing to worry about during even healthy times (and coverage for care during healthy, routine times are awesome as well).

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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