Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Wendy

Pretty good but slow

If the claim processing was faster, I would give it 5/5
5

out of 5

POSTED: | BY: Linda Bastarache

Surprisingly Easy to Use and Makes Total Sense for Us

I so appreciate having the insurance available, how easy it is to submit claims and how painless it is to get reimbursed. It's a relief knowing that I can properly care for my dog without worrying as much about the cost. Nationwide has been great to deal with and the followup we receive is so sweet.
5

out of 5

POSTED: | BY: Debra Salerno

Nationwide Pet Insurance Gives Piece of Mind & Quick/Easy Bill Processing

It is good to know that my pet is covered financially for sick and well visits. Nationwide Pet Insurance is affordable and the claim process is easy and quick.
5

out of 5

POSTED: | BY: Ryan Reed

Great pet insurance, definitely worth it!

Nationwide pet insurance has been great at covering all the vet pills we have had. Our dog Jaxson unfortunately experienced Bloat this summer and had to get emergency surgery to untwist his stomach. The vet saved his life and nationwide came through and paid for everything but my $100 deductible. Great company and great customer service!
4

out of 5

POSTED: | BY: Patrice Hanzel

It doesn't pay for everything but glad I have it.

I still ended up with thousands of dollars in bills when I almost lost my pug to pancreatitis. I was still glad to have insurance. It paid for some things.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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