Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Indira

Excellent

The claim was filled and submitted by the vet's office. The amount that was claimed was paid within a short period and was appropriate.
5

out of 5

POSTED: | BY: Matthew

You all are doing outstanding!

Claim times are being reviewed and processed faster and faster. It is really appreciated.
5

out of 5

POSTED: | BY: Judy

So far so good!

I signed up for Nationwide's pet insurance in February and so far I have used it 1 time for preventive teeth cleaning and the claim was approved withing 5 days. About 2 weeks ago my dog developed a cyst and a portion of the bill was also covered. I am happy with Nationwide so far.
5

out of 5

POSTED: | BY: Bobby

Best decision I have made for my Big Girls!

For the past 20 or more years VPI/Nationwide has never let me have to consider a decision for all my past and present big girls with the care they required! My girls have been well taken care of.
5

out of 5

POSTED: | BY: Nina

Love the ease of Nationwide!

Overall I am very satisfied with Nationwide. The app makes my life so easy to upload the vet bills. I get a check sent in the mail very quickly. I love the email updates, they are very helpful to know they got it. If they wanted to upgrade further, direct deposit in the bank would be awesome. Highly recommend!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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