Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: jamie

this insurance has been amazing

easy to use east=y to send a claim and quick response
5

out of 5

POSTED: | BY: Janice L.

The payment for his claim was amazingly fast!

I was a customer previously with my four dogs when the claims payment structure was much different. It got to the point where the amount that was being paid on a claim (sometimes less than 50%) plus the premiums negated my ability to keep up with the insurance. When I got my two new rescue puppies (Freddie Mercury and Elton John), I definitely knew I wanted to insure them, but didn't even think about going with Nationwide as I had assumed the payment structure was the same. I actually signed up with another plan through my veterinarian, and I decided to check out Nationwide to see if the premiums were comparable. I was quite surprised to find that, finally, after the deductible was met, I would truly be reimbursed 90% of the cost, no matter how much it was. I dropped the other plan and jumped onboard again with Nationwide. Thank you for making that change! I recently was declared completely and permanently disabled and am no longer able to work, so my income has been drastically reduced. But I will always find a way to take care of my "kids" (besides the four dogs, I also have seven kitties!). The premiums are certainly expensive (for me, anyway), but at least I know I can always provide the best care for the two young ones and don't have to worry as much financially. Thanks again!
5

out of 5

POSTED: | BY: Kim Ambrose

So easy to use and provides great comfort

We've had this insurance for our Great Dane for quite a few years now and wouldn't be without it. It so easy to file a claim online. Anytime I've had to call in to speak with a representative, everyone's been very helpful and polite.
5

out of 5

POSTED: | BY: Mary

All reps are great

All reps have been great
5

out of 5

POSTED: | BY: Mary Glover

Thankyou.

Gypsy is five months and is doing great! Thank you for the quick reimbursement.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review