Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sue

Great pet insurance

Easy to submit claims and fast payments. Different insurance coverage options which is great.
4

out of 5

POSTED: | BY: Diane

Grateful

Submitted my claim, got a refund for most of my bill quicker than I thought, no questions asked. 👍 My only concern is there should be some preventative maintenance allowance. You say you don't pay for boarding. I get it. But if I hadn't have had boarded Rusty I would have had a reopened wound and another ER visit plus more stitches. I did try one day and yup back to vet to help wrap his tender tail. That equals more money than just boarding him so the vet can make sure he doesn't pull bandage off again. He has a big head and wore the largest cone offered 24/7 but he could still reach his tale and pull bandage off. Thus why boarding him made more since. Preventative maintenance. He was only day boarded when I was at work.
5

out of 5

POSTED: | BY: John

Awesome

You’re awesome! You are the only pet or human insurance that has ever called to inquire about one of it’s insured to follow up on it’s health after surgery. I’m a active physician of 60 years and I have never seen or heard of such kindness or concern. Thank you so much for your concern and goodness. By the way, Rayna is feeling good—and many thanks to you. Nationwide Insurance is an excellent pet health insurance in every way. Mary and John Milionis
4

out of 5

POSTED: | BY: Charlie

Good insurance program but website is a bit rough

Good insurance program. They have paid out fairly and payments are timely. There were some hiccups with the on line claims this time so it took time and patience to get the money to my account.
5

out of 5

POSTED: | BY: Linda

I am very happy with Nationwide Insurance.

They do a great job.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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