Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: michelle

Nationwide is fast and easy to use.

I am very happy with the customer service I have always received. The turn around time once a claim has been filed is usually shorter than the 30 days. Always friendly and extremely helpful. They take the time to listen to you, which means a lot when you have a sick furry family member. I love to share information about nationwide to all pet parents.
5

out of 5

POSTED: | BY: Sally

Coverage Review

I think the insurance coverage and customer service in terms of answering questions, filing and processing claims is very good. The only comment I have is about removing exclusions from policies. I have submitted another request to have an exclusion removed and hopefully it will be approved. The reason for denying the removal the first time was that my dog was still on a prescription diet. This I found to be ironic since his diet is keeping him healthy and thriving. The only visits he really has had to the vet are for well checks and to purchase food during the last year.
5

out of 5

POSTED: | BY: Sandra

So grateful for the excellent service and prompt reimbursement for my sweet pup.

I was so stressed about having surgery on my sweet dog, Sara, but knowing that part of the expense would be covered by my pet insurance helped relieve my anxiety! The reimbursement was prompt and appreciated. Thank you so much..
5

out of 5

POSTED: | BY: Suzie

Glad To Have Coverage

I appreciate having insurance in the event of a devastating illness and its accompanying costs, which is the reason I bought the policy. And knock-on-wood, we haven't faced that yet. In the meanwhile, the relatively normal & expected costs so far have been covered to my satisfaction. Thank you very much Nationwide!
5

out of 5

POSTED: | BY: Valerie

Pleased with outcome.

I would recommend Nationwide. This company helps with wellness care costs; have not found any other insurer that will help with routine wellness care costs.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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