Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Andersen

Nationwide is very easy to work with

Easy to work with, quick response
5

out of 5

POSTED: | BY: Keri

Pleasantly surprised

After years of having (and not using) pet insurance, I wasn't sure it was worth the cost. Now that our dog is facing some health issues, I'm so glad we have it and impressed by how easily and quickly we have been reimbursed.
5

out of 5

POSTED: | BY: Tash

Headache-less

The only feature I would like to see added is viewing claim history submissions (such as comments, attachments, etc...), otherwise, customer service is fast, knowledgeable, seemingly organized, and noticeably caring towards me and my pet. The VitusVet app is so great and makes submitting claims SO easy, it takes me less than a minute no exaggeration. The beat part is that claims are processed quickly and reimbursement is deposited efficiently.
5

out of 5

POSTED: | BY: Mary Brady

We took this health insurance out 7 years ago when Tucker was a puppy. It is fabulous insurance and well worth the price.

This insurance has been wonderful. It is easy to submit claims and they send checks immediately to us if claim is in order. If we got another dog, we would certainly use this insurance again. It is a pleasure dealing with these people and they are very accommodating and knowledgeable.
5

out of 5

POSTED: | BY: John Hines

Claim paid in 48 hours.

Claim filing was a breeze. The claim was paid in 48 hours.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review