Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jay Sak

Nationwide Pet Insurance is the best

We have had Nationwide Pet Insurance for over 10 years, we would not be without. Great service and good coverages.
4

out of 5

POSTED: | BY: Traci

It was easy to send in a claim

It was easy to send in a claim. I just filled out one page, answering basic questions and attached the receipts.
5

out of 5

POSTED: | BY: Jennifer Malvin

Love Nationwide ALMOST as much as I love my puppies!

Nationwide offers very reasonable plans for health insurance including "wellness." Nationwide's rates are less expensive than similar companies and their reimbursement is excellent. Just as significantly, they are very easy to contact by phone or email, and extremely helpful.
5

out of 5

POSTED: | BY: Ganna

Great service for a great price!

My 2 senior cats are insured with Nationwide for a couple of years now. We've used the insurance couple of times. Always had a great experience - easy claim process, transparent benefits description. I feel confident that whatever happens with my furry pets, Nationwide will have my back!
5

out of 5

POSTED: | BY: Susan Garner

Extremely Satisfied Customer

My 8 year old shitzu/havanese had her annual dental surgery (yes, surgery...not just cleaning unfortunately). Post surgery she developed unspecified and severe GI distress which required additional blood tests to rule out the cause. Nationwide Insurance coverage has literally saved her life, this time and for other serious medical procedures because I would not have been able to afford the life saving measures that she required.. They reimburse promptly, consistently abide their policy for coverages, and I highly recommend them for their no hassle, no argument, and honest handling of claims. I insured my dog within the first week of purchasing her at 11 weeks of age. I encourage all pet owners who may not have the means to pay for expected and unexpected life saving measures as well as anticipated maintenance, to use Nationwide Insurance for their beloved pets. I am eternally grateful that this advice was given to me before I made the decision to get my little girl.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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