Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Misty Frumusa

The agent was really kind and understanding

The agent was really kind, and he explained it very clearly.
5

out of 5

POSTED: | BY: SCline

Great agent

Great agent. Thorough and attentive.
5

out of 5

POSTED: | BY: customer

Terica was very knowledgeable and…

Terica was very knowledgeable and compassionate. Thank you for you generosity.
1

out of 5

POSTED: | BY: Heather Griffin

They used to be a eh ok, to dude, don't get that so called insurance

They used to be a eh, decent pet insurance, but they keep cutting things, over and over and now they are just a waste of money. They don't cover anything AT ALL. They will use every single excuse to make everything a pre-existing condition. Dog had diarrhea ONC, now anything that's gastrointestinal, is a "pre-existing condition". I used to get a discounted pet script, but because my dog had vaginitis (bulldog), again ONLY ONCE, her seasonal allergies are considered a "pre-existing condition" and they don't even cover her apoquel. I highly advise you look at other legit pet INSURANCE companies, cause this is just a place the wants your nickels and dimes and you're not getting ANYTHING back. It's a joke.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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