Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Scot

Captain Ahab's last stand

as expected there was no activity on my 2 year account until the end, Captain got suddenly sick in October and even though we tried to fix him, he declined quickly and had to be euthanized in November. Submitting my claims was easy, I haven't had any customer service issues to even comment on. I have not yet been paid, but the process takes a few weeks, it isn't December as of this review.
5

out of 5

POSTED: | BY: Hanna Romberger

Peace of minds worth every penny

This policy has offered such a peace of mind when handling wellness and sick visits. The reimbursement process is quick and easy, and so far we haven’t run into any issues. We think so highly of it, we actually just got our cat her own policy!
5

out of 5

POSTED: | BY: Kym Frame

Decent turn around

My claims are paid fairly quickly. The only concern I have had is a substantial monthly price jump a couple of years ago
5

out of 5

POSTED: | BY: CHARLIE B

Great company to work with

I have been with Nationwide for almost 2 years now and it's always been a great experience. Claims process is easy and straight forward. Glad to work with them. Charlie
5

out of 5

POSTED: | BY: Jody Ciuffetelli

Outstanding coverage!

Highly recommend!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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