Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anthony

Submitting a claim is as quicky and easy as submitting this review.

Title says it all.
5

out of 5

POSTED: | BY: Erik Mueller

Exceeded my expectations

Our dog has been very healthy even though he is a senior. Then out of the blue, he tore his cruciate ligament in a hind leg. We were sad for him and worried about his quality of life. Despite the injury, he was good otherwise. It was hard to watch him hobble around and our vet said he’d get worse with out a procedure to repair his leg joint issue. The procedure cost mid-four figures, so very expensive for us. Luckily we had pet insurance. We were reimbursed 90% of his cost minus the deductible. There was never a dispute and the online filing was not too complicated. It is nice to find insurance that provides as promised in the marketing material. Our dog is on the mend and we are thankful.
4

out of 5

POSTED: | BY: Dina Sontag

Getting $ deposited in account isn’t easy

I would recommend, with the info about the difficulty in getting direct deposit.
5

out of 5

POSTED: | BY: Brian

Efficent and effective programb

Since signing up for Nationwide Pet insurance, it has been a great value for our dog.
5

out of 5

POSTED: | BY: Randolph Messersmith

Excellent pet insurance

Excellent and quick service with claims

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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