Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Darcy Shadley

After initial new customer bump, having this insurance is the bees knees!

Being new to the pet insurance business, I didn’t realize what was actually needed to file a claim (dr notes, past history, etc). So I was frustrated at first. It once I was able to get everything submitted, the claim/reimb process is super easy and super fast!
5

out of 5

POSTED: | BY: Shannon Eldridge

Insurance gives us peace of mind

When my dogs get sick, I don’t have to second guess if I can do what I need to do to make they are well again. Our coverage has really given us that peace of mind.
4

out of 5

POSTED: | BY: James

I am satisfied except for one claim that was for Over$ 600.00 for a emergency reducing the pressure in Abbys Eyes.

The pressure had to be done right away to prevent other problems and it was the end of my contract which I already signed up for another year so it seem like you would have covered something on this claim.
5

out of 5

POSTED: | BY: Becky Peterson

I appreciate how my policy covers wellness and accident/illness.

I like the option of having wellness as well as accident and illness as a coverage option. I recommend Nationwide for this very reason.
5

out of 5

POSTED: | BY: Margaret

So Grateful My Vet Recommended Nationwide

Even for a complicated visit to both our regular vet and the emergency vet, submitting my claim to Nationwide was so easy! I was reimbursed quickly just as expected. I was so grateful to be able to focus on helping my dog feel better and to not have to worry about lots of paperwork or expensive vet bills.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review