Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Deepa

I am glad I insured Ace with you

I insured Ace when he was not even 1 year old, and though your annual dues have gone up every year, it has been something I have been able to afford still. Though recently I am hitting the limits of some of the coverage areas, that came as a surprise to me, since I thought he was fully covered up to 14K per year, I am still happy overall .. I would like to see the annual limits called out more clearly though
5

out of 5

POSTED: | BY: Upinder

lifesaver / Money Saver

It is more expensive than others. But good coverage. Easy reimbursement. I wish they could give some discounts to returning customers each year at renewal time . Some incentive. Or sometimes forget the deductible.
5

out of 5

POSTED: | BY: Marcia

Love being able to scan the forms in!!!!

Love the ease of submitting the claims
5

out of 5

POSTED: | BY: Pamela

Thank you for being the best. You give me such peace of mind knowing how Cally and I can always count on you.

Insuring my amazing pet with nationwide is one of the best things I have ever done. You guys excel at customer service and you have always been so great reimbursing my vet bills. I don’t know how Cally or I would survive without you. Thank you.
5

out of 5

POSTED: | BY: Neal

Thank goodness!

My biggest challenge when visiting the vet is paying the bill. Specifically, the "fun" challenge is to not let on that I'm panicking inside! Thank goodness for pet insurance, and thank goodness for Nationwide that makes it so easy to submit claims followed by surprisingly quick service! With Aloha! Neal
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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