Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,521

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: customer

Preexisting Conditions

The thought that I may not be able to get your insurance because my dog has a preexisting condition - she will have other issues, and my experience with her recent bout with GI issues has prompted me to realize I need more than wellness, which I already have
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1

out of 5

POSTED: | BY: customer

Annoying

I signed up through my employer. Then they wanted medical records for my 4 year old dog. I said that was too difficult for pet insurance. Then they responded and said don’t worry about the medical records but I had already purchased elsewhere. Oh and you’re still emailing me.
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5

out of 5

POSTED: | BY: Katrina

Very helpful and thorough

Very helpful and thorough
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5

out of 5

POSTED: | BY: customer

Process was easy to setup and apply

Process was easy to setup and apply
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5

out of 5

POSTED: | BY: Christin

Easy process and provided all needs for…

Easy process and provided all needs for my dog especially snake bites.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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