Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,246

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Joseph

Not enough reimbursement for older dogs, extreme increase in premium price when your beloved dog needs the most care .

We have been pretty satisfied with our insurance while our dogs were younger, but the increase in the new premium for our dog turning 15 years old this year has left us speechless and disappointed. The minimal reimbursement for his ongoing conditions is unacceptable. Also, the reimbursement for the ACL surgery of our younger whippet was extremely low, and the $0 allowance for the physical therapy he needed very unfair. We will have paid over $ 54,000 for both of our dogs over the 15 years of their lives, and we were hoping for more allowance from Nationwide as they age. We will discontinue coverage and place the premium amounts on a savings account for the next 5 or 6 years. Live and learn!
5

out of 5

POSTED: | BY: Babin

Nationwide is the Best Pet Insurance!!

Our little Yorkie became suddenly sick almost died. We got her into the hospital just in time. Thank goodness for Nationwide Insurance otherwise we would have quite the bill to pay!! Very Thankful for Nationwide Insurance they have helped with my dogs costs multiple times, this time was just an emergency and hospitalization. She is recovering and doing well.❤️
5

out of 5

POSTED: | BY: Miko

Good Choice

Good customer service and no long delays in reimbursements.... no ifs-ands or buts in reimbursements. Awesome!
5

out of 5

POSTED: | BY: Kelly

The easiest insurance out there

Nationwide makes everything so easy
5

out of 5

POSTED: | BY: Teresa

easy claim process with quick payment sent in the mail. Thank you!!

I love that the policy pays for health maintenance as well as illness/injury. I can afford to keep my dog healthy this way and have protection if she becomes ill.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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