5
out of 5
POSTED: | BY: Gladys
Excellent
Very good service
4.8
out of 5
Number of reviews 25,246
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Crystalyn
Decent and Helpful
This pet insurance is a life saver, while some exclusions are certainly frustrating, the benefits outweigh.
5
out of 5
POSTED: | BY: Arloa
Godsend
We have four animals (3 cats and one dog) on Nationwide insurance. It is such a comfort to know that no matter what ailments come into their lives, we are able to prioritize their care above treatment costs. Filing claims is super easy via email and getting payment is always extremely fast and sent directly to my account so I don't even have to worry about depositing the check. I can't thank Nationwide enough!
5
out of 5
POSTED: | BY: Kitty
Never thought I’d need it but it helped in a pinch, thank you!
I’ve had pet friends before I could walk. From fish to birds and so many in between. Never once have I ever needed to visit the vet as much as I do today. It is costly and when the pet you love so much is sick, you sacrifice and sometimes you just don’t have it. Fortunately for me, it has been easier for to pay knowing something is coming back. I wished it was a 100% but 90% is absolutely better than nothing. The process is easy and the wait time is quick. Still learning to understand the explanation of benefits and why some things aren’t/partially covered. I’m grateful for the insurance coverage I never thought I’d have. My job offered it and I thought it best to try and it paid off.
5
out of 5
POSTED: | BY: David
Speedy claim processing
When our previously always-healthy cat Shirley began vomiting regularly, we eliminated certain common diseases through a blood test, but she needed an ultrasound to look deeper into what was going on. Pancreatitis was the diagnosis, and while dealing with illness is stressful, we were relieved to have found a treatable cause for her symptoms. Lab tests are expensive, though, and Nationwide's speedy claim processing helped us avoid that additional stress.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.