Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tim wattenbarger

Very Satisfied

I have had one claim over the years, however my son has had two. With regard to each claim there has been no problems and nationwide paid each claim in a full and timely fashion.
5

out of 5

POSTED: | BY: Marjorie Proulx

Super Easy & Fast

So easy to do a claim. My most recent one was processed super fast. Check was received before my card card bill came.
5

out of 5

POSTED: | BY: Debbie L

Really great insurance that eases my mind when it comes to the health of my dog.

Really great insurance that eases my mind when it comes to the health of my dog.
5

out of 5

POSTED: | BY: Andrea B

One of the best things I've ever done is sign up for pet insurance with Nationwide.

I never thought I would be one to have pet insurance but I'm so glad I signed up and I would never not have it now. Nationwide makes the claim process easy. Every time I've had to talk to someone on the phone they have been so pleasant and helpful. I would highly recommend Nationwide to anyone with pets.
1

out of 5

POSTED: | BY: Deanna Dunbar

Pre-existing condition policy is ridiculous

I got pet insurance thinking it would benefit my animal in the instance it got sick, for shots, etc....the first claim I made my dog was sick and had diarrhea and was throwing up. They did everything they could to insure they did not pay out the claim and kept telling me it was a pre-existing condition all because the vet put into their system a false note saying my dog had this condition his entire life basically. In trying to correct it and sending my pets history to them, they sent me another letter talking about something entirely different such as his teeth condition being the cause and mentioning how that is also not covered and is pre-existing. When you pay for the best coverage every month, and I take my dog in for having symptoms, just like a human (we can all suddenly get sick) and they refuse to cover me is ridiculous. I cancelled my policy completely. I am not paying out $60 per month to fight with getting claims paid and for them to consistently come at me with pre-existing explanations. I can put that money aside every month in my own account and use that to pay for his needs. I feel like I have wasted my money.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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