5
out of 5
POSTED: | BY: William
Great so far
so far all claims have been processed quickly
4.8
out of 5
Number of reviews 24,782
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Jennifer
Sick Service Dog
My Lucy came down with bacterial and viral ear infections and a bacterial infection on her skin. The vet missed the infections in her ears for months and was too busy on a day she was there for daycare. The vet referred me to a specialist, Dermatologist. I am thankful the vet sent me on but I was a bit concerned about the expense for her.
The Dermatologist caught both infections and her skin issue.
I need Lucy more than you can imagine. The expense of the Specialist was way over my budget, so thankful to have Nationwide to help me cover a great portion of the expense.
The only downside is processing a claim. It is a lot of steps and the direct deposit is cumbersome. I missed the final link on a prior claim to deposit it into my account. The deposit was not processed after I accepted it. It was quite the hassle to get it fixed.
Besides that, I would not not have insurance to cover her.
Thank you Nationwide.
Jennifer Bergman
5
out of 5
POSTED: | BY: Dennis
Great service
Very happy with your company easy to file claim and coverage is great
5
out of 5
POSTED: | BY: Eric
Excellent Coverage!
Ive been very impressed with the customer service and ease of processing claims. What really impressed me was the follow up email on our Archie after his recent vet visit. The fact you checked in on him meant a lot to us.
5
out of 5
POSTED: | BY: Janelle
Great pet insurance so far....
We chose Nationwide because of a connection with my husbands work, and we are so far happy. We had two unexpected illnesses lately, and had no problem filing claims and getting a refund. They did ask for all vet records, which is a bit tricky because our dog is a rescue, but I feel they will be accommodating. One point of contention was that they determined our dog's Kennel Cough to be a preexisting condition. He got sick right after we adopted him and he was with a foster until we could pick him up. This was previous to us getting our policy. This is a pretty common illness, so that is a bit troubling. Otherwise, a good experience so far.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.