Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: April

Definitely worth peace of mind

I know some people are skeptical about pet insurance. But with my household, it has been an absolute godsend. We have a multiple pet family, and some are precluded from insurance due to age and preexisting conditions. So it's nice to have a backup plan if one of my younger ones gets ill or injured. Reimbursement has been super fast, 3-4 days after claim submittal at most. Easy to submit claims online.
5

out of 5

POSTED: | BY: Olwen

Claims are processed quickly and hassle-free.

As our cat ages, we find the insurance invaluable.
5

out of 5

POSTED: | BY: Carol

I am extremely happy with Nationwide Pet insurance & highly recommended it to any dog owner with an active companion

So far, I am extremely happy with Nationwide Pet Insurance. Submitting claims is much easier than expected and turn around time is very good. For my next dog, I will get insurance immediately. If your dog is active or inquisitive, you will never know when he might get sick or injury. Much better knowing that there will be some financial assistance, if an issue does arrive. My dog is a key member in my family & brings me lots of joy. I need to keep him healthy.
5

out of 5

POSTED: | BY: Rachel

We love our pet insurance!

We truly love our pet insurance and we recommend it to people all the time. It's so easy to file a claim, and the direct deposit feature is awesome. We get so much money back from each claim and very quickly, and every time I've had a customer service interaction it's been really above and beyond. Thank you!!
5

out of 5

POSTED: | BY: Sherry

Thanks so much for covering the health of my furry child!

Nationwide has covered our pet well and we never wait long!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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