Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie Bowman

I HIGHLY RECOMMEND THIS INSURANCE

We've had this insurance since we adopted our puppy in 2020 and it has been wonderful! We have the major medical plan and have had a few issues that have come up and every claim has been covered without any resistance. The online portal is so easy to use as well. You submit your claim online and within about 2 weeks, you have a check in your mailbox. We are so glad that we have this and I highly recommend it.
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3

out of 5

POSTED: | BY: Therese Kyker

Misleading discount on multiple pets, never got discount…

When I chose this through my medical insurance carrier ad, it said discount on more than one dog but I didn’t get any discount so I feel like that’s false advertising
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4

out of 5

POSTED: | BY: jb

Your site was easy to navigate

Your site was easy to navigate. Your questions were easy to understand. The site does not accept autofill apparently.
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5

out of 5

POSTED: | BY: Linda Ford

Great representative

Great representative. Explained policy features and made sure I understood them. Very polite.
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5

out of 5

POSTED: | BY: Sheri Z

Nationwide gave me an option I've never…

Nationwide gave me an option I've never seen before: something I could afford!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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