Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Nancy Greenfield

I was on hold for a really long time

I was on hold for a really long time; I had to be transferred several times and each time the hold time was really long. Also, I did not receive a renewal bill and so my policy lapsed. I think it might have been because one if the dogs on the policy passed away but I still had another dog that was covered. When I receive a bill I write it on a calendar. I checked my calendar and there was no bill noted. I pay my bill in full each year.
5

out of 5

POSTED: | BY: customer

Michael listened to what type of…

Michael listened to what type of coverage I wanted, provided advice and didn't try to push me to get more than I need
1

out of 5

POSTED: | BY: customer

It takes 1 month from application to…

It takes 1 month from application to get the coverage. That is awful.
5

out of 5

POSTED: | BY: Debra Bundrum

Shelley was compassionate

Shelley was compassionate, helpful, knowledgeable, and genuinely helpful. She listened and met my needs.
5

out of 5

POSTED: | BY: James Mitchell

The experience was simple with excellent 👌 customer service. Give them a call and see how easy it is for yourself

Great service with excellent pet insurance

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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