Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jill Keefe

On my side

How did I live without pet insurance before I found you? I have so much peace of mind knowing that whatever happens to my three darling dogs, I’ll be able to get them the care they need with Nationwide. The people are always so quick, considerate and friendly. They ask about my dogs and are clearly pet lovers themselves. Thank you Nationwide.
5

out of 5

POSTED: | BY: Patricia Joyce

Having two labs, I am happy I have Nationwide Insurance for them.

I think purchasing insurance for my labs was the best investment. While the deductibles can be a bit high, overall I've been satisfied with the service of Nationwide for my dogs and the bills that they have covered. I think in the long run it's totally worth it. Customer Services is great, turn around time on claims is awesome.
5

out of 5

POSTED: | BY: Nicole Butler

Great Insurance company

Great pet insurance company with a choice of good plans. Easy, fast and seamless claims
3

out of 5

POSTED: | BY: Adel Rizkala

Unreasonably low reimbursement rates

The claim filing process is simple, but the reimbursement is substantially lower than it should be. Not sure it's worth the annual premium.
5

out of 5

POSTED: | BY: Sabrina Terry

Amazing thank us for processing my claim so quickly

Love my insurance would be lost without it must have to protect the babies
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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