Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wendy

Thanks for giving me peace of mind when keeping our fur baby well.

Thanks again for the amazing peace of mind.
5

out of 5

POSTED: | BY: Sheryl

Quick and efficient customer service

I have used Nationwide Per Insurance for two dogs and have always been impressed with the high level of customer service.
5

out of 5

POSTED: | BY: Mandi

Fast, honest, reliable

I have never had a question, a denial, a discrepancy. I have only had one telephone customer service situation and my concerns were answered and resolved right away to my benefit. I highly recommend this insurance company.
5

out of 5

POSTED: | BY: kathryn

great response time on claims

no problems yet
5

out of 5

POSTED: | BY: jennifer

Great Policy!!! Fast and Easy Claim Payments!!!

I am very impressed with this insurance. I have two Alaskan Klee Kai's and both are covered. I have the full coverage so after $100 spent at the vet I am covered 90%. It is easy to spend more than $100 in one visit, so getting all the wellness shots and flea and heart worm treatments not to mention getting them spayed is not a burden. I don't hesitate any treatment because it costs me 10cents on the dollar. The claim process is very easy and quick. I usually have the funds in my account with 10 days of mailing in my claim. With this insurance I don't have to worry about making any decisions on treatment based on my ability to pay!!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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