Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nicole

It pays to have health insurance for your pet!!

My cat is a senior - age 10. I have had the insurance - wellness and medical for under a year now. I have had no issues and gotten many of my claims paid - except the ones with pre-existing conditions which I was advised during sign up were not covered. The claim process is easy and you get paid timely when you submit the claim. Customer service is helpful as well. I purchased this insurance on the advice of my vet. I highly recommended it and it has already paid for itself with money I got back on claims.
5

out of 5

POSTED: | BY: Pauline

I’m extremely satisfied with the pet insurance you provide.

I appreciate the concern for my pet and how quickly claims are handled. Everything offered in the plan is amazing. The benefits are appreciated.
5

out of 5

POSTED: | BY: Louis

Thanks for caring

Always caring and fair payment on claims also they respond back when claim is made
5

out of 5

POSTED: | BY: BARBARA

EXCELLENT!!!

EXCELLENT COVERAGE,VERY FRIENDLY CUSTOMER SERVICE,
5

out of 5

POSTED: | BY: Sara

So easy!

Nationwide is the best insurance. Over the last 2 years they have really improved the speed of their reimbursements which is AWESOME! You get it usually within 3 days even big ones like my dog’s huge knee surgery. We love Nationwide and will use them for every one of our pets.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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